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Post by weasel2htm on Jul 5, 2009 18:53:40 GMT -5
Well, I don't know where to start, but I have something bothering me. It appears that my house is now in need of a new roof I have two major leaks in my roof, one I can mostly catch in a cheap baking pan, the other, I can't figure out where it is getting in, but it doesn't really come in unless it's raining hard, then it becomes a waterfall I need prayer for this, I really don't have the money right now to have it replaced. I want to do a metal roof, they cost more, but are supposed to last longer and I think it will look good on my house.
Now for the lesson for the young folks:
Get a savings account and put money in every time you get paid a savings account can be looked as a safety net or a "oh s**t" fund as well as for saving for large purchases. I have a savings account, but there is not enough in it for a roof, It's seems so easy to take out for wants but so hard to put in for needs, I was kinda using my savings account as a credit card, now it is kicking me in the butt. I had just opened a second savings account at the same bank my checking is at to make adding to my savings easier because I could just do the transfer online. Now I'm gonna have to save even more aggressively. I've been trying to find stuff around the house I might be able to sell to gain more $$$, but everything I find I either use too much, or I would not get enough $$$ out of it to make it worth it.
I need prayer guys.
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Post by Blastgirl on Jul 6, 2009 2:26:26 GMT -5
What about insurance? Can you get a loan and pay it off in installments? I'll pray for a solution.
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Post by Phil on Jul 6, 2009 16:16:24 GMT -5
I just did some roof work at my house. Can you do this work yourself?
That helps. Sometimes you can section in parts to fix what's leaking and then save to do the whole job in a year or so. The thing is you don't just patch it and forget it. If it is patchable it's vital to remember it is not fixed and the fact that its not leaking now does not count as an indefinite repair.
But it could buy some time to make getting a new roof financially easier.
I had a porched hallway leaking putting water in my kitchen pantry. I was lucky it was not the main roof it was the hallway of the porches that was closed in before I bought the house. I also discovered it was rolled roofing. That sucks but they did it the fast way and the cheap way.
I was going to get more rolled roofing and fix it because it was only a porch hall but I talked myself into shingles because that's a better solution. I did talk myself up from 100 bucks to about 600. But I'll probably never have to make that repair again.
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Post by weasel2htm on Jul 6, 2009 20:08:56 GMT -5
Depending on how things go, I'm tempted just to tape clear plastic over the areas that are leaking because the areas are on the back side of the house, it should not be that noticeable from the street.
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Post by Blastgirl on Jul 6, 2009 23:21:18 GMT -5
I don' think that's a good idea. Its not just a matter of who can see it, its a matter of further damage to your house if water gets through.
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Post by Phil on Jul 7, 2009 14:04:40 GMT -5
Yeah, don't just throw a tarp on it.
Even if you have to go an inexpensive way this time I wouldn't tarp it. I know it sucks but you don't want your house having structural damage.
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Post by farti1 on Jul 7, 2009 20:04:29 GMT -5
I had a metal roof installed on my house 3 years ago. Best money I ever spent! Cost about $4,000 installed......my house is only 30X30 and a single story. Shingles installed would of been around $2,000 but need to be redone about every 20 years. My metal roof has a 50 year warranty.....I probably won't be around to worry about the end of that warranty  |
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Post by Blastgirl on Jul 7, 2009 23:31:02 GMT -5
A fifty year warranty means it would probably last longer than that. If they're willing to stand behind it for a half century.
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Post by Beangirl on Jul 8, 2009 22:18:58 GMT -5
Oh man! That is tough . A metal roof? Wow, I have never heard of that . Of course here in Los Angeles... 1. Our houses would catch fire from the heat here on a metal roof. 2. We don't have rain like that here. As far as the "Oh S@#T!" Fund.. I know that one well.  I will keep you in my prayers too.  |
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Post by Jason O'Lewa on Jul 9, 2009 23:57:17 GMT -5
me and my dad know a lot about roofs we just put 1 on part of our house.
a metal roof is a good idea
its costleer thats the thing
but it does help in the fall and spring because it gets warm from the sun and even though people like to say heat rizes it also conducts.
so when it gets warm from attracting the sun it helps keep whats under it warm and that means you dont need as much heat
it costs more at first but it can save on utilitees later
my dad didnt get a metal roof for our hallway because its over a portch that doesnt have heat anyway
but it does cover a play area and a bridge way from the kitchen to the porch so that happeneds is when it leaked excess the overflow was running in the kitchen door.
my dad made a channel out of old gutter pipe to keep that from happening for a week or 2 until we could finish it because we didnt have real good luck with rain before we could finish it.
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Kimm
Moderator 
Posts: 2,993
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Post by Kimm on Jul 10, 2009 19:13:00 GMT -5
Jason, youre going to be among the few people your age who will actually know how to fix things. So many of my friends are helpless. My brother is pretty good but none of his friends know what to do if something breaks or needs fixing.
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Post by Jason O'Lewa on Jul 10, 2009 22:55:18 GMT -5
i hope so I want to know as many things as I can.
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Post by weasel2htm on Jul 15, 2009 21:34:59 GMT -5
UPDATE:
I had a roofer (who was recommended to me by someone at my church) look at my roof, it will cost around (all these are rough rounded off numbers) $4350 to strip the roof and put new shingles on, the decorative type, with a 30 year warranty. To just add a second layer (which is allowed here by code) it will be well under $3000 (I'm thinking in the low 2000s) I will get the official estimate tomorrow. He also said there was hail damage and that I need to call my insurance company, which I will do tomorrow.
He told me not to get metal, basically the midwest hail beats it up too quick.
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Post by weasel2htm on Jul 21, 2009 19:56:42 GMT -5
Last Update:
Insurance company siad there was no hail damage, (the roofer thinks otherwise but oh well)
Yesterday a new layer of shingles was added to my roof, it rained all day today and as far as I can tell, not one drop of water made it into my living space.
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Post by Jason O'Lewa on Jul 21, 2009 20:07:50 GMT -5
its good that your roof is fixed as you know my dad and I did some roof work at our house too this year
but why would your inshurance company say that theres no hail damage when a roofer who is trained to replace roofs for a living said there is? dont they think this guy knows if theres hail damage or not?
the most important news is your roof is fixed
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Post by weasel2htm on Jul 22, 2009 16:58:01 GMT -5
the most important news is your roof is fixed Agreed, I could have contested the findings, but I said the (you know where) with it, I didn't wanna mess with it, I just wanted it fixed, but my roofer said that my insurance company was really bad about paying roof claims. |
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Post by Classicblast on Jul 22, 2009 20:35:38 GMT -5
The roof is fixed I'm glad that worked out. Obviously that's the one thing that can't wait on house repair is the roof. There's is no when you get around to it on leaking roofs.
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