Beware of Stupid Teachers/Students.

[Mahnarch]

Thanks Kimm.
You know what I'm talking about but, most highschool and college kids are too afraid of losing 'points/grades' to speak up.

Just like a lot of people are afraid of 'dropping their credit score'.
You don't need a credit score unless you need to borrow money - and you should always pay for everything with cash.

"Cash is King and Credit is Dumb".

FICO don't mean crap to someone who's financially secure, and I'm better than I deserve.

Kinda segued from the point, there.
I've been listening to Dave Ramsey, alot, lately.

[Phil]

I agree Mahnarch.

[Mahnarch]

Knife Handle, all the way, bro.

lol.

(is there a special handshake to this league?)